The T&Cs are so restrictive that it'd be pretty much impossible to get a refund through a late injury. I signed up to an event but hurt my achilles 4 days beforehand and won't be able to run. The website says I have to be medically diagnosed with an illness or injury to get a refund. Given that it takes me a week to get a GP appointment I won't be able to get there in time. Also, be warned that when they provide you with a list of reasons to claim a refund, the lists includes many options that actively prevent you from getting a refund if you tick them. Save your money, don't bother.
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