I recently applied for a home I waited until my credit score met the credit criteria of 560. My credit score ended up being 570 on Trans Union at Phico eight I received a Trans Union credit report from Trans Union stating that my credit card was at 574. I also overqualified for the income requirements I make $11,000 a month. I provided my bank statements to prove that this company denied me stating that my credit report did not meet the criteria, I spent $50 on the application fee. I feel that this company is getting away with taking peoples application fee and making decisions on approvals based on personal assessments instead of actual assessments. I feel cheated and I feel this company is scamming. Please be careful and please do your research before applying to this company , also to note when visiting certain properties, their lockbox process is a hassle when getting to the properties there is no code to unlock the door. I had to wait on the phone for customer service for hours for someone to call me back at the driving to each home just to look inside home, so please don’t waste your money and don’t waste your time.
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