I applied in September and got approved for $300. I hesitated on the 'program fee' but paid it to rebuild my credit after a tough year. However, when I tried to activate the card, they said I had to reapply because the original deal expired after 60 days, which wasn’t mentioned in the fine print. It claimed to be valid until 2028! When I reapplied, they did another hard inquiry and denied me despite my credit being the same as 72 days prior!
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