It's a trap. I signed up because it's advertised as a good way to rebuild credit. It is not. All of the fees they pile on you will never be able to pay it down & customer service is annoyed when you call on asking for help. Multiple times I've been told I would get a call back & I've never recieved one. The only goal they have is to bleed you dry. They don't want to help you or care about you. Don't fall victim like I did.
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