The Statement of Insurance for this company has a box right at the bottom of the page that says "Do you ever drink alcohol?" and it's pre-answered with No for all drivers. We were never asked this question as part of our application and would certainly not have answered no if we had been asked. I can only presume this is an attempt for the insurer to have a reason to invalidate any claims based on incorrect information on the statement of insurance - very backhanded. Also the fees for cancelling the policy are extortionate - we only received 15% of the original annual premium back after cancellation 6 months into the policy. Would definitely not recommend.
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