As a property owner and having this insurance forced on me by a property manager it's a completely useless and expensive insurance. You will get maybe 2% back of what you spend on it. And if you do file a claim for something like a sofa they won't replace it but only "repair it" and they won't pay for damage outside the home. I didn't have many issues without this insurance. I'd rather just pay out of pocket for a dirty towel than spend thousands on this crappy insurance each year. This is true garbage insurance for an owner. Property managers get kick backs and get to be lazy in filing with Airbnb for damages so it's good for them. Property managers and safely profit on the backs of the owners by gas lighting that the "guest pay for it" WRONG the owner pays by getting lower nightly rates and thousand less in their pockets at the end of every year.
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Safely protects short-term rentals with rigorous guest screening and up to $1,000,000 of commercial rental insurance coverage provided by its affiliate, On Demand Insurance Agency, LLC. We aim to provide peace of mind to homeowners and property managers as they grow revenue, optimize operations, and provide a superior guest experience.