sagehomeloans.com

4.2
4.2 Based on 100 reviews

Sage Home Loans is a digital-first mortgage lender dedicated to simplifying the home financing process. Founded in 2020, Sage offers a fully online experience with personalized support, aiming to make home buying and refinancing more accessible and stress...

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Average Rating

4.2

/
5

100 Reviews

5 Star
72%
4 Star
8%
3 Star
5%
2 Star
3%
1 Star
13%

All Reviews

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Review Time

Pradeep Chaudhari
I had a fantastic experience working with Paul Grady at Sage Loans. The refinance process was smooth

I had a fantastic experience working with Paul Grady at Sage Loans. The refinance process was smooth, fast, and the closing costs were lower than I expected. Paul was helpful in answering my questions about payoff balances and loan details. Highly recommended for anyone in WA looking to refinance

5
Date of experience: Feb 03, 2026
Nico johnson
Our loan officer, Tripp McCoy was great. He was very reachable, transparent, and got us the best rat

Our loan officer, Tripp McCoy was great. He was very reachable, transparent, and got us the best rate of all the people we talked to.

The loan processing team was overall good. We closed on time, but the Monday before our Friday closing (after our mortgage contingency), they sent a series of urgent questions about our assets before they could move us to final closing. The questions were valid, but it would've been nice if they didn't cause last minute stress. We also didn't email our final closing documents for us to review until... after closing, haha.

5
Date of experience: Jan 25, 2026
German Parra
I had an excellent experience working with Paul Grady.

I had an excellent experience working with Paul Grady on my refinance at Sage. From start to finish, Paul was incredibly patient, knowledgeable, and responsive. He took the time to explain every step of the process clearly, making sure I fully understood my options and felt comfortable with each decision.What stood out most was how easy and stress-free he made the entire experience. Paul went above and beyond to ensure everything stayed on track and was always available to answer my questions, no matter how small.I’m very grateful for his professionalism and support — I highly recommend Paul Grady and the Sage team to anyone considering a refinance or mortgage.

5
Date of experience: Oct 31, 2025
Johnathan Toledo
Best MLO Experience

Sunny was extremely helpful and knowledgeable, very responsive and helpful even on Holidays, if working with this lender, make sure to ask for her, if you get assigned to someone else call them and request Sunny Medrano works on your file. First time home buyer here and she made me feel secure every step of the way

5
Date of experience: Oct 22, 2025
Anthony
Paul was excellent

Paul was outstanding and helped us get through all of the steps for a refinance with Sage. In past experiences, after the initial conversations I've always been handed off to the processor early in the process, never to hear from the officer again. In the case with Paul, even after this handoff he was regularly checking in with me to make sure everything was moving along as expected. If given the opportunity, I highly recommend working with Paul on mortgage financing!

5
Date of experience: Oct 16, 2025
Ryan Sarvis
We recently refinanced our home with…

We recently refinanced our home with Paul Grady, and the experience was absolutely exceptional from start to finish. Paul helped us move out of an adjustable-rate mortgage and into a new loan at an incredibly low rate — something we didn’t think would be possible in today’s market.What really stood out was Paul’s thoughtful, educational approach. He guided us through every step of the process with the heart of a teacher, making sure we fully understood our options and felt confident in each decision. His professionalism, patience, and clear communication made what could have been a stressful process feel effortless.This refinance couldn’t have been easier, and we’re truly grateful for Paul’s expertise and genuine care. We’ll absolutely work with him again in the future and will be enthusiastically recommending him to all our friends and family.Thank you, Paul, for making this such a positive and seamless experience!

5
Date of experience: Oct 14, 2025
Tish H
Truly Exceptional Service — A Loan Officer Who Delivers on Every Promise!

After a terrible experience with another lender that nearly cost me my home, working with Ruben Almazan at Sage Mortgage was a complete game-changer. From day one, Ruben was open, honest, and incredibly attentive. He told me exactly what to expect, assured me he’d stay responsive throughout the process — and he absolutely delivered.With only 10 days left to make the loan happen, Ruben not only got it done, but did so on time, with a lower interest rate, lower points, and lower fees than I had been quoted before. His attention to detail, communication, and professionalism made what started as a stressful situation feel completely under control.What impressed me most was how seamlessly Ruben coordinated with everyone involved — the builder (ACG), Oliver Realty, and my amazing Redfin realtor, Felicia Barber — to bring this home to close. It was a true dream-team effort, and Ruben was at the center making it all happen.Words can’t express how grateful I am for his dedication and care. He’s earned not only my trust but also my loyalty as a customer for life. If you want a lender who genuinely has your back and delivers results, Ruben Almazan is the one.

5
Date of experience: Oct 08, 2025
Josh Cody
Good rates and great people

I worked with Laura Soderberg at Sage Home Loans to get my mortgage, and she was incredible to work with. So many times I had questions or issues, and she was able to help every time. Everyone on the Sage team was responsive and helped me get a great rate as well. I highly recommend!

5
Date of experience: Oct 01, 2025
customer
Good response, and good rates

I had a seamless experience while refinancing my mortgage.

4
Date of experience: Sep 24, 2025
Brian Parker
I made the right decision

Working with Sage Home Loans was an experience I didn’t think I could get from a lender. Laura, my lender, and Dionne, the processor, were both personable and friendly. I was pleasantly surprised by how promptly they responded to my messages and calls. Every step of the way, they worked quickly and efficiently to move me forward in the process.This was my first time buying a home, and they explained everything clearly and patiently, no matter how many questions I had. I would absolutely recommend them to anyone. I really can’t thank them enough.

5
Date of experience: Sep 23, 2025

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Business Details

  • Sage Home Loans is a digital-first mortgage lender dedicated to simplifying the home financing process. Founded in 2020, Sage offers a fully online experience with personalized support, aiming to make home buying and refinancing more accessible and stress-free for borrowers nationwide.

  • email hello@sagehomeloans.com
  • call 8888602004
  • language https://sagehomeloans.com

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