Deceptive Mortgage Tactics, Bait and Switch Tactics, then malicious discriminatory retaliation. I was pre-approved for a refinance loan at the original loan originator stage. Then after over 10+ attempts to call, email, left voicemails, etc. with the processor and no responses I received a message from a supervisor two days before closing that the numbers were different after underwriting and it was a difference of 50k out of pocket closing costs. So between the two computers calculating differently it went up 50k in cash less than 36 hours before closing and the rate lock would expire. After this occurred an email was sent requesting the loan be withdrawn, it was written and agreed upon as a loan withdrawal then the loan manager submitted it as a denial rather than a withdrawal.
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Sage Home Loans is a digital-first mortgage lender dedicated to simplifying the home financing process. Founded in 2020, Sage offers a fully online experience with personalized support, aiming to make home buying and refinancing more accessible and stress-free for borrowers nationwide.