Avoid using samsung finance!I spent months trying to get the right information about how to return the my phone at the end of the term.I was given wrong information on multiple occasions and was harassed because I refused to pay the balloon payment at the end because I was returning the phone.The phone was kept in almost new condition so I had no doubts about returning without additional costs. After finally receiving the correct information the phone was returned and I was still hounded for nearly 6 weeks for more money.Avoid at all costs!
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