Hey there,So, I've been having this annoying issue with my account. I always pay my bills on time, sometimes even early, but I recently got a call from a debt collector saying I missed a payment and owe late fees.Turns out, I missed a measly $36 payment, which was my last one. And guess what? They didn't even bother to send me an email or a letter to let me know about it. So, late fees started piling up, even though I paid the amount and the fees as soon as I found out.I tried talking to the credit protection department, but they're not being very helpful. I'm worried about how this will affect my credit score. I wish I could screen shot these compliants and send them to Credit Protection.
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