If you decide to get this Visa card, be aware that it can be quite predatory. For several years, we consistently paid the monthly balance (typically between $1500 and $2300). A few partial payments later, and our annual interest for 2025 has already exceeded $400. Additionally, last year (October 2024), they refused to unblock the card even after we settled the balance in time for a visit to my sister before her unexpected passing due to aggressive cancer. Their reasoning? It’s not 'policy' for them to reduce the wait time to unblock the card, even when the funds were available. Ultimately, we reassessed our loyalty and determined that the company does not reflect our values. Thankfully, we can shop elsewhere. Initially, the Visa card may seem appealing, but it quickly becomes clear that customer care is not a priority for them. This is a lesson we learned the hard way.
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Scheels is an American privately held, employee-owned and operated sporting goods and entertainment chain store headquartered in Fargo, North Dakota.