Took a valuation fee of £360 after mortgage being approved in principle. Underwriters then rejected mortgage application on basis of applicant "spending too much in last few months" on a particular innocent entertainment hobby, despite LTV of 60%, substantial savings and high salary. Avoid like the plague! CEO emailed and let's see if a response is forthcoming.UPDATE: Valuation fee refunded after placing a formal complaint through CEO. Why would you charge a valuation fee if you don't wish to give out a mortgage offer? Shoddy, beware of this outfit. They will also leave a hard credit check on your report after they have messed you about.
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Scottish Building Society provide Savings Accounts and Mortgages of all types in Scotland. A mortgage lender you can trust with plenty options.
