Self Financial Inc. offers a Credit Builder Account, which is an excellent tool for people with poor or no credit history. It functions as a unique installment loan where you make regular, on-time payments, which are reported to all three major credit bureaus. This simultaneously builds your credit history and forces you to save money into a Certificate of Deposit (CD).
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Self is a financial technology company with a mission to help people build credit, particularly those who are new to credit or who might not have access to traditional financial products.