It took me multiple phone calls and emails to get our property removed from the auction site, as Servicelink pointed to Lender - Servicer, Village Capital & Investment attorney Brigham Lundberg, at Halliday, Watkins and Mann (Utah) and Lundberg pointed back to Servicelink. I emailed VA on it too.Our situation is different than most, as it deals with mortgage Lender - Servicer fraud. Lundberg and Village knew this but did not care that the property was never in any true, legitimate foreclosure. Village got caught in a county Instrument Records fraud that was perpetrated by the Lender (Low VA Rates). Village knew the paperwork they were receiving from Low VA was counterfeited. We have been diligently trying to address this mess since we discovered it in 2020. Low VA Rates ALTERED the county Instrument Record to conceal a prior ALTERED Instrument. Village knew this and still took the fraud account from Low VA Rates. They just wanted profit and it did NOT matter to either of them that the veteran owner was trying to address the problem, not bury it for convenience. The Sellers, Lenders and Servicers did NOT care; after all, the fraud didn't matter to them although it DESTROYS a purchaser and legal value equity. Low VA Rates is now out of business, and we hope to see Village Capital out of business next.Federal and state agencies are investigating.We ceased payment to force this issue into the light. It was NOT an easy decision for my disabled veteran husband and me to make. It was, and will always be right to expose fraud, even in it causing discomfort. This was more than that; it was painful.BEWARE of fraudulent and counterfeit documents in your County Records. Unethical Lenders and Servicers do NOT care about you - Only your $$$$.It is my hope that DOGE or VA shuts down mortgage fraud thieves and they have to pay back what they steal. Village REFUSED our multiple mitigating offers and they REFUSED to address at all the fraud. Their staff (including Rebecca Fischer) admitted the fraud in the Record but said she didn't know what to do either. This was PRIOR to Village taking the account from Low VA Rates.I am glad that our hard work has at least helped to remove Low VA Rates (now out of business). I told Lundberg that his client, Village Capital & Investments, mortgage fraud and finance thieves is next on my list. There is NO place for finance fraud. People work too hard to have their homes stolen by mortgage fraud.Rose Johnson, Idaho
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