I would rate them negatively if I could. I faced an issue with fraud on my account, which led to my bank card being closed, and they had to send out a new one. I informed the company, yet they continued to harass me with collection calls, even when I was not even two weeks late. Some calls came in as late as 11:50 PM and 12:24 AM. Absolutely unacceptable. I will never do business with this organization again. All this over $55, when I've already stated I would make the payment as soon as my new card arrives, but I have no control over postal services.
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At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little.