ShopYourWay, the Citi credit card is fine. ShopYourWay the program to use points is a total scam. You earn points from purchases at Sears and Kmart, or from using your ShopYourWay Mastercard. Technically, you are supposed to be able to use the points you earn to purchase anything at Sears and Kmart. In reality, only what is sold by these companies, not third party vendors, is elligible. But each time I try to make a purchase, the web site tells me I can't buy the item because it is not available for shipping or pickup. This leaves me with a tiny choice of things I can buy, usually stuff no one wants. Total scam!
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