sobanco.com

5
5 Based on 60 reviews

Founded in 1936, The Southern Bank has served as a reputable and reliable community lender in its Northeast Alabama footprint for over 80 years. While working locally with small and medium-sized businesses, The Southern Bank recognized the consistent need...

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Average Rating

5

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5

60 Reviews

5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%

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Sebastian Nemoy
Whitney Bryant

Whitney Bryant has consistently gone above and beyond to support me during time-sensitive situations, ensuring payments are accurately processed and distributed on time. She is highly attentive, responsive, and dedicated, often working beyond expected hours to meet critical objectives. Her professionalism and commitment have made working with Southern Bank a truly positive experience, and I could not recommend her more highly.

5
Date of experience: Oct 09, 2025
Christine Foster
ATLine has been a reliable and…

ATLine has been a reliable and supportive partner in helping us manage cash flow through factoring. The team is responsive, easy to work with, and truly understands the needs of a growing business. We’ve had a smooth experience from onboarding to funding.

5
Date of experience: Jul 07, 2025
Lance Turner
Impeccable Service

I never write reviews. I'm willing to share our overall experience regarding The Southern Bank Company. Their service has been impeccable from the beginning. Our "Operations Manager" (OM ) is very knowledgeable, skilled and professional all while being courteous and friendly. When the need arose our OM was prompt with the solution. I receive a follow up call after every business transaction. So far everything about The Southern Bank Company has been beneficial to our company. We made the right decision in choosing The Southern Bank Company with our business needs. I highly recommend!!

5
Date of experience: May 30, 2025
The best invoice factoring company to date!

There are so many positive things to discuss that I’m not sure where to start! I have been using Southern Bank to factor our invoices for almost three years now, and I have yet to be let down. They are extremely responsive, professional, and offer great rates. I have worked with several individuals on their team and have never been disappointed. As a small business, we would not be where we are today without them! A few years ago, we had a large client declare bankruptcy, but the bank went above and beyond to protect us from any financial repercussions. I can personally attest that the treatment you receive from Southern Bank goes well beyond what most banks offer in their client relationships. If you are looking for invoice factoring, I encourage you to start with Southern Bank. You will not be disappointed, I promise!

5
Date of experience: May 28, 2025
Aidan Cooper
Excellent!

Excellent company to work with. Fast turn around for funding and highly communicative. They continue to work within our specific needs as a business, and have been a very valuable asset to us, and our growth as a company overall. I highly recommend!

5
Date of experience: Jun 12, 2024
Carol Anne Barnes
Our experience working with The Southern Bank has been incredible!!!

Working with The Southern Bank has been amazing!! The staff are all very thorough, knowledgeable and eager to assist at a moments notice. The Portal is user friendly with real time reporting that covers all our needs. Again, we cannot say enough about the staff at Southern Bank, they are all very kind, friendly, and attentive.

5
Date of experience: Jun 12, 2024
Louella Foster
Great one on one feedback and response…

Great one on one feedback and response turnaround from Mildred Glaze. She's always available and ready when I need support.

5
Date of experience: Jun 12, 2024
Cecily Morgan
The Southern Bank has been wonderful…

The Southern Bank has been wonderful and has met and exceeded all of our expectations! We recommend all small business needing cash flow to use their services.

5
Date of experience: Jun 11, 2024
Skyler Barnes
Cash Flow Problems Solved

The Southern Bank Company has significantly improved our cash flow situation. Before partnering with altLINE, we frequently struggled with extended customer payment terms and faced regular cash shortages. Their support has been crucial to our survival and success!

5
Date of experience: Jun 11, 2024
Otto
Trustworthy, dependable cashflow partners

No company enjoys having cashflow issues as it's one of the most stressful experiences you can ever go through. When it happens to you, you're looking for a way out, for someone to help you get back into the green. altLINE and Southern Bank Company did just that for us. The entire experience has been positive, from the onboarding to the bi-weekly factoring. It's very important to work with an account manager that reliable and organized, to help with the funding. Lee has been our go-to, and has been a delight to work with. We can count on him to get us to the numbers we need, he's responsive and helpful in every way. We are truly grateful to be working with this company to be the partner we need at this time.

5
Date of experience: Jan 30, 2024

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Business Details

  • Founded in 1936, The Southern Bank has served as a reputable and reliable community lender in its Northeast Alabama footprint for over 80 years. While working locally with small and medium-sized businesses, The Southern Bank recognized the consistent need for non-traditional commercial lines of credit. In response, The Southern Bank developed altLINE, an Accounts Receivable based financing platform for commercial customers.

    Operating within an FDIC insured and state regulated bank, altLINE provides customers the flexibility of an independent financing company with the cost advantages and service people expect from a community bank. altLINE partners with commercial bankers, accountants, business advisors, and other intermediaries nationwide to deploy its specialty lending capabilities wherever it may be needed.

    To learn how we can help your business or client, contact us today.See more

  • email apetulla@sobanco.com
  • call 2058681515
  • language https://altline.sobanco.com

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