southendcapital.com

4.6
4.6 Based on 60 reviews

South End Capital was founded in 2009 and is a division of Stearns Bank N.A., a $3.2 billion institution. Our innovative direct lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding busine...

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Average Rating

4.6

/
5

60 Reviews

5 Star
87%
4 Star
2%
3 Star
3%
2 Star
2%
1 Star
7%

All Reviews

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Review Time

Deep
Cody was such a pleasure to work with

Cody was such a pleasure to work with. He was always available and very helpful throughout the whole and long process. Stearns is lucky to have him! He really cares.

5
Date of experience: Sep 10, 2025
psonka65
A true partner every step of the way

Working with Stearns Bank was one of the most collaborative and thoughtful experiences we've had through this process.SBA financing is no small lift — it takes time, detail, and a team that doesn’t just check boxes, but actually leans in. The Stearns team did just that. They were proactive, transparent, and genuinely cared about getting us to the finish line.There were twists and turns (there always are), but they never flinched. They kept us on track, communicated clearly, and made sure we always felt supported.We're incredibly grateful — and proud to call them a partner.

5
Date of experience: May 16, 2025
Leroy Long
THEY REALLY GET THE JOB DONE

Ernst Pierre here and i can truly say what a great experience i had with this company. They came through for my client who owns a trucking company and was in need of working capital. Thank you Matt Naughton for always making yourself available to answer questions. Looking forward to closing Bigger deals this week with you guys.

5
Date of experience: Apr 15, 2025
Eadwulf S.
Great Lender

Working with this team has been fabulous for me, my customers and vendors alike. The ease of portal entry to approval, docs and funding is swift and seamless.The knowledge and kindness they provide is always readily accessible by phone and email - a gift when immediate help is needed. They are and will continue to be top of the list for Clark Capital

5
Date of experience: Apr 03, 2025
Alexandria W.
Exceptional Service and Unmatched Professionalism

Great company! Honest and reliable. Matt and his team consistently offer exceptional service and unmatched support. I highly recommend working them for all your finance needs.

5
Date of experience: Apr 01, 2025
Newton Coleman
Great Professional Experience

It was a pleasure working with Stearns Bank. Not only did they act professional in every way but they also responded to questions immediaely. Also they were able to adapt quickly when the loan took differnt turns along the way,. Most banks cant do that

5
Date of experience: Mar 27, 2025
Kane Clark
We've had the pleasure of working with…

We've had the pleasure of working with South End Capital, and the experience has been outstanding from start to finish. Their team is knowledgeable, responsive, and truly understands the needs of our clients. Whether it's navigating complex transactions or providing timely support, they consistently go above and beyond. It's rare to find a financial partner that combines reliability, transparency, and a genuine commitment to long-term relationships — but South End Capital delivers on all fronts. We're proud to call them a trusted partner and look forward to continuing our collaboration.

5
Date of experience: Mar 27, 2025
They are no good and clueless!

They suck. Bait and switch. They claim to be a lender but rep is not familiar with any guidelines. In their marketing The claim to have true line of credits but only offering hard money loc with up to 36 month. My business is over 12 years old with established duns, and over 740 personal scores and I get bank loans no problem, and they don’t even have regular bank type products. Looks like they get your info she then blast it to other banks with hopes that it lands somewhere. Clueless and useless company in my opinion.I have 2 stars because of good texting replies, but is about the only good think about them.

2
Date of experience: Mar 23, 2025
Very disappointing expierience

I got a loan through them for Vader mountain finance. Southend was very helpful, however my loan was retracted after closing! I appreciate the help but they really should not bring such lenders to their clients if they are going to refused after closing!

3
Date of experience: Mar 20, 2025
Naomi Howard
Perfect 👍is good for me us to get the…

Perfect 👍is good for me us to get the money 😁

3
Date of experience: Jun 30, 2024

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Business Details

  • South End Capital was founded in 2009 and is a division of Stearns Bank N.A., a $3.2 billion institution. Our innovative direct lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. A tech-powered platform and premier customer support offers equal access to industry-leading business, equipment, and real estate funding.See more

  • email southend@stearnsbank.com
  • call 3202026106
  • language https://southendcapital.com

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