stepchange.org

4.7
4.7 Based on 121 reviews

With over 30 years of experience, we have helped millions of people deal with their debts and take control of their finances. Take a look at some of our reviews to see what our clients think of us....

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Daniela Targerovic
I kept looking at Step Change for couple of years, reading the website, giving up as I didn’t think

I kept looking at Step Change for couple of years, reading the website, giving up as I didn’t think it would make any difference. But desperation made me sign up. Three and half years later, I am one month from being debt free, for the first time in my adult life. If, like me, you are not keen on phone calls, you can set up everything online and you can keep in touch with emails. It is so good to see the balance reduce. You can set your budget and change it if your circumstances change.
Follow StepChange advice and keep in touch with creditors as that was the interest will stop sooner. I was not good at that, but any time I emailed (and called twice), the creditors were understanding and had nothing to say knowing I was on a plan with StepChange.
From next month, I can start living my life, learn to drive, buy a new sofa (been sitting on a broken sofa for three years) and maybe start saving for the first time in my life.

5
Date of experience: Feb 18, 2026

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