If you want you're money stolen then use stripe. Wasted my time with 3 of their I require more information forms. Randomly just put on the account. Pass the two and then for some reason on the 3rd request they denied me and refunded everything. Total waste of time of nonstop applications while still taking money. I don't understand why they don't just ask this at the very beginning instead of processing payments with random application needed to be randomly filled out only to refund everything at the end. Oh I know why corporate greed so they collect some money. Its an evil world we live in.
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