After spending three years disputing my losses with the bank through various complaints, the conclusion was that I had to absorb a consumer loss, and there was nothing the bank could do. I moved my funds out and closed my accounts, only to continue receiving email statements for accounts I no longer hold, including a credit card they closed four years ago. Even when I needed to wire my money out, they made me wait over four hours at the branch only to inform me of limits on transfers, complicating the process over several days. Other banks allow you to manage this via their app.
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The Toronto-Dominion Bank is a Canadian multinational banking and financial services corporation headquartered in Toronto, Ontario.