teachersfcu.org

2.5
2.5 Based on 8 reviews

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No good when it comes to credit cards…

No good when it comes to credit cards or loans. I requested a loan consolidation after being denied a business loan by Dominique, who made a remark that I am having much more credit than I should. My only option was to use my credit cards. In the last two years, the constant increase in the cost of living has put a setback on my usual payments, which has brought me into the red numerous times. I requested the personal loan consolidation, making the amount one and giving me the ability to better make those payments. Instead, the only solution given by this organization was to keep making payments. Their third-party collection agency and the organization are concerned about you meeting payments but are not creating solutions to help you meet those payments with the current increase of 200% in cost of living. I want to settle my debt and be free of this burden by this organization. If the workers are leaving for better opportunities, what does that tell us, the customers? My experience after months of paying and being up to date with all my bills has proven futile in aiding me or allowing the company to come to an amicable solution for me to meet those payments at this time. I would suggest to everyone to refuse credit cards and build your credit using small loans with full collateral.

1
Date of experience: May 30, 2024

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