toledocredit.ca

1.6
1.6 Based on 88 reviews

...

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Bryony Lewis
Extremely disappointing experience with this service.

This service has been nothing short of terrible. I borrowed money, repaid everything promptly, including their additional fees, yet the very next day I received messages claiming they had not received my payment. Despite providing proof of payment, I was met with threats and harassment demanding an additional $150, even after showing them clear evidence of my payments. They disregarded the proof I submitted, which included bank withdrawal pictures. Their understanding of the laws in Ontario seems non-existent, and their customer service is rude and unhelpful. Phone calls went unanswered, and whenever I sought updates, they showed no concern. As time went on, their harassment intensified while they ignored my proof and continued to demand money. I've decided to stop all communication, which only seems to anger them more. Reading other reviews, it’s clear they respond defensively to negative feedback. I strongly advise against borrowing from this service; there are better options available, and the stress they cause isn't worth it. I'm currently pursuing legal action against them for their misconduct and encourage others to do the same, as they are a scam. I wish I could rate them with zero stars.

1
Date of experience: Jan 09, 2026

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