Purchased the travel insurance for a cruise on Royal Carribean my husband had to be hospitalized had surgery's 20 days before departure. Now they will do anything to get out of paying i am appealing a denial at this moment i wish i had read all the previous reviews mostly 1 stars i would never have used them. I gave one star if i could give less i would. they tell me they are reviewing it and reaching out to doctor but i think its smoke and mirrors. i will be on this company constantly till they do what is right
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