It's not yet been 6 months and this is my first experience with an online bank so I have nothing to compare it with. So far, my experience has been very good-excellent. It was relatively easy to open my account, maybe taking only minutes. My inquiries were addressed satisfactorily within 24-48 hours. They provided me with a debit card that allows for a maximum withdrawal of about $330 per day. The app has been fine. I have linked my checking and savings accounts from my brick and mortar bank and can deposit checks, schedule cash transfers, check my balances, select and receive alerts, find ATMs and download my monthly statements. The only drawback is that is takes 3-5 days to move cash either in or out. But in my case, that is more than offset by the 5% interest rate and a checking and savings account in a brick and mortar bank. So far, so good.
Claim your business profile now and gain access to all features and respond to customer reviews.
UFB Direct invites you to elevate your savings rate with our High-Yield Savings account or our Premium Money Market account.
