Not even worth one star. The worst bank I have experienced in Singapore. Card was compromised within 12 hrs after activation when it's not being used at all. Balanced payment in a cancelled card was only refunded after many years when you called, and the reason was the card was cancelled and they don't know how to refund the balance amount. I am not sure if the reason makes sense as I have a UOB bank account. Too many of lousy experience from this bank.
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