upgrade.com

4.4
4.4 Based on 180 reviews

Our goal is to help you understand and unlock your credit potential and lower the cost of your credit so you can build the future you want. Check your rate for a low fixed-rate personal loan in just minutes. Borrow up to $50,000 with no hidden fees or pre...

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Kimberly Moss
I have never had so many issues out of a credit card company as I have had with Upgrade! First, with

I have never had so many issues out of a credit card company as I have had with Upgrade! First, within the first year of having the card was hit with charges in the UK totaling almost 3k and upgrade made me jump through hoops to prove it was fraud! Second after receiving a consolation loan to pay down credit my card was used even though there was no active card! I never activated the new card once my balance was paid down but somehow had 4 charges on my account even though there was no active credit card!!! And the customer fraud center is not helpful at all… more less condescending and rude!

1
Date of experience: Apr 15, 2026

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Business Details

  • Our goal is to help you understand and unlock your credit potential and lower the cost of your credit so you can build the future you want. Check your rate for a low fixed-rate personal loan in just minutes. Borrow up to $50,000 with no hidden fees or prepayment penalties. Checking your rate has no impact to your credit score.

  • email contact@upgrade.com
  • call 8442077781
  • language https://upgrade.com

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