Three months ago, a loan was taken out in my name using minimal credentials that were fraudulently obtained from social media. The company approved this fraudulent loan without my consent. I only discovered this when I received a notice indicating my payment was overdue. After reaching out to the service, it became my responsibility to prove my innocence, file a police report, and verify my identity. After an additional month, the service acknowledged their error and has been working to rectify my credit report and remove the negative marks related to this fraudulent loan. For these reasons, I strongly advise caution and recommend that this company improve their verification processes before engaging in business.
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