usbank.com

1.1
1.1 Based on 41 reviews

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Kay Coleman
Beware of Low Credit Limits

I received a credit card with a limit of $11,000 and 0% interest for six months. After transferring my debt from other cards, I managed to reduce my balance to $500 within five months. However, the very next day, the company drastically cut my credit limit to $600 without any prior notice. This feels quite deceptive, and I wouldn’t trust them. It seems they aim to trap customers into paying high interest, and if you pay off your balance, you're penalized. This experience has been frustrating!

1
Date of experience: Jan 21, 2026

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