US Bank is an old bank, with old, out-dated, ideologies. But if you like magic tricks, you will LOVE this bank. If you have free checking, suddenly..*POOF!* without warning, that's gone... Should you have overdraft protection, *POOF!*, it can evaporate, for no given reason. In the past, US Bank has been taken to task for "stacking" checks/deposits; Instead of depositing funds in one's account in a correct, chronological order, they would deposit them as to accrue the most overdraft fees. They were taken to court in a class action lawsuit for this. This bank will nickel and dime you to death. There are no pennies too small to not bend over in pickup. They will charge you every step of the way for any little thing. They practice predatory lending programs including home equity loans and refi's. They're ultra-conservative methodology is often detrimental to their customers. They will do something nice for their customers once in a blue moon, but they ALWAYS do something nice for themselves. My personal opinion, would be to avoid doing business with this Bank, at all costs. If possible you may want to go the route of a credit union which seem to net better customer experiences.
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