It is pretty bad when providers cringe at seeing the insurance card. As if to say, "you poor sucker." Every EOB reflects a big fat "0" in the amount covered column. On a positive note, reasonable coverage on prescriptions. As far as the Doctor visits and procedures, one seems to be better off to claim self pay and at least get a much larger discount than the "contracted amount" shown on the EOB. And yes, this is in spite of the fact that our Doctors are in their PPO Network. Definitely making a change come open enrollment.
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Freedom Life Insurance Company of America: 800-387-9027
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