Recently joined Vanquis for the 0% balance transfer offer. Easy application and process and the app is very user friendly. The only downside in my opinion is that you can’t transfer multiple card balances at the same time as I was able to do with other companies. You have to apply for one transfer, wait 3-4 days for it to be processed before you can transfer another. I do really like that you can see how much the minimum payment will be for each transfer - this helps to manage the debt and be aware of how much you’ll have to pay - great idea.
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Vanquis serves over 1.7 million borrowers and savers in the UK. But while we may be a bank, we see ourselves as different from the traditional high street banks. You don’t need the highest credit score to borrow from us. You don’t need the biggest bank balance to save with us. We’re here for everyone who wants to manage their money better. Whether you're building your credit score, cutting your bills, or saving for your next move, we could help you take life's opportunities. We’re Vanquis – the bank that’s got your back.See more