I purchased a premier coverage warranty with my 2019 Kia Optima when I purchased it used in 2022. Recently, I had an issue with the engine that would require extensive repair.
My troubles began when it first took Allstate nearly a week to send an adjuster to look at the vehicle and over a week more to determine coverage. And while they ultimately did decide to cover the repair, they refused to cover 4.5 hours of additional diagnostic time *that they specifically required the mechanic to perform in order to determine coverage.* On top of this, they also refused to cover the suspension adjustment that was all but required to get the car back into good order. Despite repeated back and forth with multiple representatives at Allstate and their contract agreement clearly stating they would cover *reasonable* diagnostic time, they refused to budge on their frankly baffling decision.
With what I paid for the warranty and what they were not willing to cover in this repair, it barely made the warranty worth it. I have no intention of signing up for one of their vehicle warranties again.
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You know Allstate as a leading national provider of auto insurance and more. Insurance is just one of the ways we serve our customers. For over 30 years, we've also partnered with dealerships nationwide to offer customers vehicle protection products that take the stress out of vehicle ownership. With over 3.1 million customers actively protected and over $1.4 billion in claims paid, we are the trusted name in the vehicle protection industry.
Allstate Vehicle Protection was created to offer you affordable protection plans, reliable and hassle free claims, backed by Allstate. Our family of protection products are built to be the total solution — handling everything from rescuing you on the side of the road, ensuring you have a way to get around while your car is in the shop, and of course covering the bill.
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