Exercise caution when activating the Mastercard. During the activation process, an ID Assist service is automatically included, leading to a $20.99 monthly fee unless you actively opt out. This wasn’t clearly communicated during activation. Most credit cards already offer fraud protection without additional costs, so encountering a recurring charge for this add-on was both unexpected and frustrating. Although the details may be in the fine print, the integration of this service during activation can easily lead customers to enroll unintentionally. I suggest checking your statements right after activation and disputing any charges you didn't agree to. This experience has significantly shaken my trust in the card's transparency. I have CANCELLED this credit card for my retired parent. Disappointing!
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