i order from montgomery ward almost 4 years ago i order a tablet that was not worth the money i was making monthly payment and made a 1 time late payment they placed it on my credit report so thinking i'll pay it off never order from them again so i called to ask if they take it off and they just told me no 3 more years it come off anyway and i have good credit now and 98 percent on time payment but i'll never order from them again
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