Do not! apply for Montgomery wards credit first they do a hard pull on your credit then you have to go all the way to check out before you can apply for the credit then they do not tell you if you are approved or not. They sent me a email and couldn't even spell nor did it make any sense.first told me item would be ship then told me no. Would send letter, And evey time I log in it said something different I wish I never applied..it is crazy mess is what it is stay away if your trying build credit.
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