I just started the Wellcare Advantage plan with the spendables card in January. I was so happy about the card. Wellcare agents will outright lie to get you to sign up.
They will tell you that you can use the Spendables card to get-----------
Healthy fruits and vegetables, fresh meat
You can buy gas for you car
You can use the card to help with rent, utilities and even internet
I can't even remember what else I could use this "magical" card for. But it's lies UNLESS you have some chronic illness (like cancer), are not expected to live long, I think being in a nursing home qualifies you.
In reality you ONLY get OTC items and you DON'T get a list of what you can get. You have to use the Spendables app to scan the items you'd like to get to see IF they qualify. And, guess what the app won't even open a lot of the time, freezes or keeps taking you back to sign in. And, if you can get it to work probably 90% of the items you scan do not qualify!
Wellcare has one of the highest OTC amounts I saw. But, they could give you $1,000 a month OTC and it's not going to help you if you can't use it.
The only reason Wellcare offers a good OTC amount is because they know there aren't enough eligible items for you to spend your Spendable balance.
If I had found Trust Pilot before I signed up for Wellcare's "DISADVANTAGE" plan, I'd moved on and kept looking.
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WellCare Health Plans, Inc. began operations in 1985 and is based in Tampa, Florida.