I hope this review reaches people in time to save you from wasted money and time like our time and money has been wasted by Westgate Resorts. We are writing a negative review for a few reasons. First, we were lied to about how much our monthly payments would be. The most important reason we are complaining is because we have not been able to properly use our timeshare as so-called owners. The only thing we own is debt. When we signed, there was a $300.00 down payment and we thought we would have this paid off in no time! Our payments in the beginning were high and have been different each month. August 2015 our payments was $390.00. September and October 2015 our payments was $388.00 on both months. From November 2015 to present day, our payment have been $188.26 monthly. Between January 2016 and December 2020, a total of $11,040.00 had been paid on what was supposed to be $10,200.00. That does not include the annual maintenance fee, or any payment made in 2021.In the five years we have "owned" this timeshare, we have never received an actual contract with details regarding additional terms or fees. There was no provided Truth in Lending statement, nor advisement of our right to cancel the contract with a recession period. We were told this was investment and quite frankly it is quite the opposite. This has become a total financial burden after learning about all the hidden fees!
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