wiseloan.com

1.4
1.4 Based on 21 reviews

Wise Loans offers no hassle, no need for good credit, online installment loans to get money fast. Timely payoffs earn cash bonuses in a Nest Egg account....

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FloReach53
Why? Just why?

Well for starters, I received two emails that specifically said and I quote "Congratulations you have been approved!" Not pre-approved, approved. I do, understand very clearly, the distinction between, a pre-approval and an approval.And just for some context my loan is a very low amount. Which is okay, because it would have covered, what I needed it to.And then began the emails, requesting documents which, I very promptly, submitted. Despite, being at work while doing that. I have literally submitted identifying documents, and proof of residency documents, that the U.S Dept of Education accepted in order to approve my student loans. Which, they are a government agency who are lending me considerably more money than, this loan. And according to them my documents were sufficient proof.Yet, every single one of those documents your company has rejected. And not just rejected but, also,started throwing in, a bunch of extra stipulations that, you didn't disclose to begin with.It honestly feels at this point y'all are just making it up as you go. And if,you were really that skeptical or suspicious, I am not who I claim to be, or I don't live where I claim to live, you could have just denied me to begin with. But, no you approved me. Which I don't understand. An adverse action letter I can handle. But, this seemed a little cruel. Or,you are conducting some experiment, to see how many hoops, you can get someone to jump through before they give up.I don't really have high expectations here that, I was approved or I will get the loan. In fact, right now I am awaiting the next email, which will most likely be another "nope not accepting that either." This has seemed like an awful lot of work for such a small loan amount. P.S You only earned that one star by default, I had to select at least one star to continue.

1
Date of experience: Jul 09, 2025

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Business Details

  • Wise Loans offers no hassle, no need for good credit, online installment loans to get money fast. Timely payoffs earn cash bonuses in a Nest Egg account.

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