A good friend referred me to Grundy. They had just insured his 2009 collector car, with his daily driver being a 1987 Chevy...22 years older than his insured collector car. Within 6 weeks of him acquiring his policy with Grundy, I applied for coverage on my 2012 collector car, my fully insured daily driver being a 2002 Chevy. I was declined coverage on the basis of:1) Insufficient daily driver. 2) We can not insure your only private passenger vehicle. 3) Not an ideal risk.I responded, saying that an error had been made, because I had supplied my current insurance declarations page showing 2 insured vehicles.The answer I received from Grundy was that "My daily driver must be newer than my insured 2012 collector car, OR, within 3 years. In other words, my daily driver needed to be a 2009 or newer!!Nowhere on their web site does it say this. And if this is true, why was my friends 2009 collector car insured only 6 weeks earlier with a 1987 driver??Obviously I contacted them again, both my customer service contact, and the person from underwriting whi declined my coverage. I requested my case to be elevated to higher ups, and that they Point me to the web page that states that your daily driver must be newer or within 3 years of the car you want to ensure.Needless to say, I never heard from anyone again at Grundy Worldwide. I do plan to file a complaint with my state and other agencies, just to get their unethical practices on the record.
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Grundy specializes in classic and collector vehicle insurance plus offers a full range of insurance products to cover all your motor vehicle needs and more! Since 1947, Grundy has been the leading specialty auto insurer bringing innovative insurance products to the market nationwide.
