I filled out the form for information and after being contacted by an agent I explained my situation. I told him that we were looking for down payment assistance programs. He was also informed about my income as well as how much we had to use for closing costs and down-payment. After running a full credit check when I was told that he would only run a preliminary check, I was informed that my income was too high to qualify for any down-payment assistance programs. I was further quoted a huge sum in closing costs and down-payment which was far more than I had told the loan officer we had saved for the purchase. The rate quoted, which was was very low, was also only obtainable by paying a very large sum to buy down the rate. I have not been contact by the loan officer since I emailed him asking about the closing costs and fees.
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The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers.
And, like our customers, we thrive on relationships and building genuine, enduring connections. As a Mutual company our focus isn’t about increasing share prices. It’s helping customers reach their financial goals.
What that means if you’re considering a new home purchase or refinance, you can feel secure knowing Mutual of Omaha Mortgage exists solely to do right by our customers, every time.
We understand that to some companies a loan is a loan is a loan. That’s not us and it’ll never be. Buying (or refinancing) a house is more than a financial decision. It’s the promise of a life you want to build and the memories you want to make. And that’s why before we talk home loan solutions, we focus on you and your needs.See more
