balancecredit.com

4.9
4.9 Based on 222 reviews

...

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Average Rating

4.9

/
5

222 Reviews

5 Star
92%
4 Star
6%
3 Star
0%
2 Star
0%
1 Star
1%

All Reviews

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Review Time

M Ly
Thank you ! Application process was easy and any questions I had were handled with care. I responde

Thank you ! Application process was easy and any questions I had were handled with care. I responded to an offer in the mail and am eternally grateful that Balance Credit can help me in a time of need . 🙏

5
Date of experience: Feb 05, 2026
MoonHaze
Fast and very easy application process. Interest rates are very reasonable as compared to other loa

Fast and very easy application process. Interest rates are very reasonable as compared to other loans I’ve seen offered. Many ways to make payments. Really nice customer service reps who are there to help you. Thank you, Balance Credit!

5
Date of experience: Feb 05, 2026
AVOID this service at all costs! Complete scam!

AVOID this service at all costs! Complete scam! For a small 2500 loan, they allocate most payments towards interest with only a tiny fraction going to the principal. I made seven payments of the required amount, which should have cleared the balance. Instead, I still owe more than the original borrowed amount. LOOK ELSEWHERE! This is EXTREMELY PREDATORY LENDING.

1
Date of experience: Jan 13, 2026
Tonya Cook
Delighted by the hassle-free approval process

I was truly amazed and pleased with how straightforward it was to get approved. After receiving the pre-approval letter, the entire online application went smoothly. I received approval on the same day, which made for a wonderful experience.

5
Date of experience: Jan 06, 2026
Seamless and hassle-free experience.

The process was fast, clear, and without any problems. I'm glad I kept the pre-approved offer. I strongly recommend their services for short-term financial needs.

5
Date of experience: Dec 07, 2025
Isla D.
Totally satisfied

5
Date of experience: Dec 07, 2025
LR90
The process was fast and straightforward!

5
Date of experience: Dec 06, 2025
Rain Anderson
Excellent Service

The process was quick, easy, and without any hurdles. I'm glad I didn't ignore the pre-approved offer. I highly recommend them for your short-term financial needs.

5
Date of experience: Dec 06, 2025
Marsha K.
The loan process was simple and efficient.

The loan process was straightforward and completed promptly.

4
Date of experience: Dec 05, 2025
Math0647
Very quick service

5
Date of experience: Dec 05, 2025

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