directcarcredit.co.uk

4.7
4.7 Based on 120 reviews

At Direct Car Credit, we specialize in getting finance in place for everyone. We cater for all!! Even if you have struggled to get finance in place elsewhere! We have an extensive panel of lenders that will approve even if - Bad Credit ✅ Good Credit ✅ CC...

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Average Rating

4.7

/
5

120 Reviews

5 Star
89%
4 Star
2%
3 Star
1%
2 Star
2%
1 Star
5%

All Reviews

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Stuart Wilson
Picked up my new focus st line today, dealt with Marko and he went above and beyond. I had originall

Picked up my new focus st line today, dealt with Marko and he went above and beyond. I had originally chose a different car and changed my mind at the last minute and he dealt with this no bother at all. Highly recommend. Delighted with my car.

Thanks again mate 👍

5
Date of experience: Feb 11, 2026
GS13
Limited Options and Poor Communication

I applied for a car through this company, but the downside is that I can only choose vehicles from their website. When searching for similar cars elsewhere with comparable mileage and age, the prices are significantly higher. Unfortunately, this is compounded by the lack of response after I submitted my information.

1
Date of experience: Jan 16, 2026
Joshua Parker
Disappointing Experience with My Vehicle Purchase

I interacted with a representative who was friendly and straightforward, informing me that work was needed on the vehicle and that it would be completed before I took it home. I requested the timing belt replacement due to the age and mileage of 92,000 miles, but I was assured it had been done, which it hadn't. As soon as I left with the vehicle, the tire pressure sensor light activated during my drive home. I adjusted the pressure, but the light remained on. After visiting a local tire shop, I discovered that the valve was damaged, and although I had it replaced, the light still didn't turn off. When I brought it back to the service center to address this, they attempted to blame the tire shop for not reinstalling the sensor, despite the light coming on right after I collected the car. I had to set the handbrake quite high (which I initially thought was normal due to my limited knowledge about cars), but it turns out the handbrake has not been functioning properly since I purchased it. I acquired the vehicle on December 4, 2024, and on November 3, I had it checked before the MOT was due. I received a list of issues and was informed by multiple sources that this vehicle should not have passed the MOT back in 2024. The amount of repairs needed is astonishing for just 11 months of ownership, with minimal mileage as well. I paid £5,500 for the car, which will cost me over £9,000 by the time I finish paying off the finance. In just 11 months, I've spent over £1,000 on repairs. Issues include:
- Track rod ends for both sides.
- CV boots for both sides.
- Middle and rear exhaust boxes.
- Rear brake shoes (causing the handbrake issue).
- Tracking and new tires (which should have been done in the last 11 months).
- Offside shock absorber.
- Nearside front coil spring.
- All brake pipes coated in grease, making them hard to inspect during MOTs, so I won’t know about any potential problems. It’s astonishing how they manage to pass MOTs when the vehicles clearly require significant work. This could lead to serious consequences if someone experiences an unfortunate accident due to purchasing cars that are not roadworthy. Vehicles are overpriced.

2
Date of experience: Dec 03, 2025
Highly recommend the service for car financing

I highly recommend the service for car financing, and the assistance provided by the representative from the beginning until I drove away with the vehicle was outstanding.

5
Date of experience: Nov 29, 2025
Exceptional service

The representative was extremely helpful in guiding me through the process of getting a vehicle :)

5
Date of experience: Nov 28, 2025
_Pixelplayer_27
Quick purchase with friendly staff

The purchase process was very quick and the staff were incredibly friendly!

5
Date of experience: Nov 27, 2025
Stevie
Thrilled with the service

I am thrilled with the service, and I felt very welcomed upon arrival.

5
Date of experience: Nov 27, 2025
Percival Brown
Travelled far for excellent service

I traveled all the way from Scotland to collect the vehicle. The sales representative was absolutely fantastic.

5
Date of experience: Nov 26, 2025
Blair Price
Fantastic experience with dedicated staff

I had an absolutely amazing experience with fantastic staff, especially the representative who was there from the initial call to the completion day, even on his day off to assist me. Many thanks!

5
Date of experience: Nov 23, 2025
Simiabraz57
Helpful service from start to finish

The service was very helpful from the start, and it only took a few days from selecting my vehicle to picking it up.

5
Date of experience: Nov 17, 2025

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Business Details

  • At Direct Car Credit, we specialize in getting finance in place for everyone. We cater for all!! Even if you have struggled to get finance in place elsewhere!
    We have an extensive panel of lenders that will approve even if -

    Bad Credit ✅
    Good Credit ✅
    CCJ ✅
    Self Employed ✅
    Benefits ✅
    Arrears ✅
    IVA ✅

    Apply with us today and we will do the rest!!

    We are a family run business with over 20 years experience in Car Sales/Finance, we are trusted partners with over 30 finance companies, and a one stop shop for your next car purchase and finance package.

    What you waiting for APPLY TODAY!!See more

  • email sales@directcarcredit.co.uk
  • call 01924471333
  • language https://www.directcarcredit.co.uk/apply-for-finance/

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