figopetinsurance.com

3.7
3.7 Based on 200 reviews

Figo is committed to helping pets and their families enjoy their lives together. Fusing innovative technology and the industry’s best pet insurance plans, we give families assurance when they need it most. Underwritten by the Independence American Insuran...

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Average Rating

3.7

/
5

200 Reviews

5 Star
61%
4 Star
6%
3 Star
2%
2 Star
4%
1 Star
25%

All Reviews

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Review Time

Flinn Eng
I've been so pleased with the coverage we bought, especially since I'd never had pet insurance befor

I've been so pleased with the coverage we bought, especially since I'd never had pet insurance before getting Scout and wasn't really sure what to expect. It's really easy to upload receipts and open a claim. We've had no problems or issues at all since buying our first Figo policy. She's had a few injuries and health hiccups here and there, and Figo has helped immensely with making sure we can get her the care she needs.

5
Date of experience: Feb 10, 2026
Laurie Kresl
I have had this insurance for my 2 dogs for about 3 years. my Bernese Mountain dog had 2 CCL surgeri

I have had this insurance for my 2 dogs for about 3 years. my Bernese Mountain dog had 2 CCL surgeries back to back last year and Figo was so easy to work with and file a claim. We had no issues at all. Then my Bernese was struck with a rare, aggressive cancer and we lost her 2 weeks ago. Figo not only paid for all our claims but also sent a lovely sympathy note when I reached out to cancel her policy.

5
Date of experience: Feb 04, 2026
Mercedes Schlaffer
Unfortunately I trusted Costco when I…

Unfortunately I trusted Costco when I signed up for this health insurance for my dog. Each time I send a claim, it comes back denied. When I call them they never know why is denied. They want notes from the Vet which is on the invoice and discharge paperwork. They still insist that they need more paperwork. They also charged us more for deductible because I went on my own to look for the a policy from them online and it was half deductible than the one they offered when I got it through Costco. Very awful customer service, everything is denied. They barely answer emails. I cannot believe this company hasn't gone out of business yet.

1
Date of experience: Nov 10, 2025
Leland
They’re quick on claims no hassle make…

They’re quick on claims no hassle make it very easy to file a claim and then find out how the claim goes through its process. Figo is a good insurance for all of our pets.

5
Date of experience: Nov 04, 2025
Vance
We did not expect to have to use Figo

We did not expect to have to use the insurance as we did. Our puppy ate rocks and needed emergency surgery. The bill was close to 10K. Thankfully we had Figo insurance and the process was easy. We submitted online and within two weeks the money was in our account. I highly recommend them.

5
Date of experience: Oct 28, 2025
Cycling Enthusiast
Good value & helpful support

Good value. Very helpful and professional. Easy to understand and navigate website and submit claims.

5
Date of experience: Oct 28, 2025
Mishel
This is a scam

This is a scam. I trusted them because he works whit Costco but they don't pay you for claims. They use the excuse of pre existing condition. I canceled my policy.

1
Date of experience: Oct 27, 2025
Carrie
Quick and transparent review and…

Quick and transparent review and payment of claims based on my policy. Very pleased so far.

5
Date of experience: Oct 22, 2025
Bryce
Very convenient app platform

Very convenient app platform to submit claims with quick turn around. Theres been a handful of times I have contacted their customer service and have gotten quick replies back. My dog got very sick earlier this year and I was so appreciative I had pet insurance and it was extremely easy to submit and get money back through Figo.

4
Date of experience: Oct 22, 2025
Gus Semma
This insurance will find any excuse not…

This insurance will find any excuse not to pay you it’s a gimmick

1
Date of experience: Oct 16, 2025

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Business Details

  • Figo is committed to helping pets and their families enjoy their lives together. Fusing innovative technology and the industry’s best pet insurance plans, we give families assurance when they need it most. Underwritten by the Independence American Insurance Corporation, Figo Pet Insurance provides pet owners with easy-to-use, reliable insurance and peace of mind. With three customizable plans that cover illness and injuries to dogs and cats, our coverage provides reimbursement for treatments administered by licensed veterinarians, emergency hospitals, and specialists anywhere in the US, Canada, and Puerto Rico. For more info on the Figo Pet Cloud or Figo Pet Insurance plans and coverage, visit FigoPetInsurance.com.See more

  • email support@figopetinsurance.com
  • call 8447383446
  • language https://figopetinsurance.com

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