lendkey.com

4.4
4.4 Based on 121 reviews

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Average Rating

4.4

/
5

121 Reviews

5 Star
83%
4 Star
2%
3 Star
2%
2 Star
3%
1 Star
11%

All Reviews

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Dailen Harris
This is the WORST experience I have…

This is the WORST experience I have EVER had!! THEY ARE RUINING PEOPLE'S FINANCES. First of all, my most recent qualm is them double charging me. Their system DOES NOT notify you via email when your payment is PENDING. I paid my loan on a Friday October 3rd. My co-signer and I got a notification on the 7th that I had not paid yet and my loan was delinquent. I go to the account and the payment from the 3rd IS NOT NOTED ANYWHERE. I make the payment AGAIN. THEY TOOK BOTH PAYMENTS OUT OF MY ACCOUNT!! MIND YOU, my loan payment is $943. NINE HUNDRED FORTY-THREE DOLLARS. AND THEY CHARGED ME TWICE. To make matters WORSE, I called and they told me I could apply it to the loan or get a refund. I requested a refund. They STILL have not refunded me, I have no email about it or anything. I am LIVID! ON TOP OF THAT, I only get paid once a month on the last day of the month and my payment is on the 15th. I have requested to have it changed, but I have to clear the $943 twice in the month before I can change it. I have HAD IT! I have a whole $79,000 before I can even get rid of them because no other company will take that big of a loan. Thank goodness I have my cosigner to advocate for me!

1
Date of experience: Oct 22, 2025
Colin
It was a very easy process

It was a very easy process

5
Date of experience: Oct 20, 2025
Absolutely the most irritating company…

Absolutely the most irritating company to deal with on a monthly basis

1
Date of experience: Aug 13, 2025
Mike O
Easy user experience

Running a rate check was quick and easy - the simplest rate check form I've filled out.

5
Date of experience: Aug 13, 2025
Goal is within reach now
Quick to approve!

very quick in approving refinance loan. Every step was explained carefully and the guide on how to submit documents needed was clear and easy to upload for the most parts.

5
Date of experience: Aug 11, 2025
Brielle P.
I liked the automated format to…

I liked the automated format to refinance my student loan. I was stressed because my payment was going up. LendKey had good options and I was able to get approved.

5
Date of experience: Jul 25, 2025
Hank Foster
Made refinancing my consolidated as easy as possible

Made refinancing my consolidated student loans with one outstanding loan company into those I already had with LendKey a breeze. It reduced my monthly payments by over $200 while also keeping me on track to finish repayment around the same time.

5
Date of experience: Jul 11, 2025
Lindy Harris
The best home improvement private loan

Being in loan and real estate for so long, but I have never encountered such an excellent personal loan like LendKey. Loan process is so easy, the best rate 9% APR, different length of payment history... This definitely is the best home improvement lender out there! Please support LendKey. Thank you from Jane Le.

5
Date of experience: Jun 25, 2025
Bertha Reed
Lendkey won't release the co-signer…

Lendkey won't release the co-signer even when the borrower meets the requirements. I tried to get my name removed from 1 loan in the amount of $7,700 and they denied it. My daughter has her Masters Degree, employed with the county and has a credit score in the high 700's. I was able to get a home loan with the student loans in my name with a salary lower than my daughters. Make that make sense.

2
Date of experience: Jun 18, 2025
Chet
I refinanced with LendKey and the…

I refinanced with LendKey and the process was smooth & easy. They gave me a much better rate than what I had before.

5
Date of experience: May 13, 2025

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