pepper.money

4.9
4.9 Based on 100 reviews

At Pepper Money we’re redefining lending norms, looking for a reason to offer help, rather than refuse it. So if you’re looking for a mortgage lender with the expertise and the experience to make sensible lending decisions, look no further. Discover more...

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Average Rating

4.9

/
5

100 Reviews

5 Star
93%
4 Star
3%
3 Star
1%
2 Star
1%
1 Star
2%

All Reviews

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Review Time

Stanford
Quick turnaround and very helpful

Quick turnaround and very helpful

5
Date of experience: Jan 29, 2026
Thomas Staples-Deva
Discriminate against disabilities Very Discriminate against disabilities and also leaves you on ho

Discriminate against disabilities

Very Discriminate against disabilities and also leaves you on hold for no reason at all.

Complaints team are as much use as a chocolate teapot.

Also got the police to cut the door open last year too.

1
Date of experience: Jan 28, 2026
Thomas Staples-Deva
Discriminate against disabilities

Discriminate against disabilities Very Discriminate against disabilities and also leaves you on hold for no reason at all. Complaints team are as much use as a chocolate teapot. Also got the police to cut the door open last year too.

1
Date of experience: Jan 28, 2026
Gary Oxborough
DIP exception thanks to Katie Roberts

I had the pleasure of dealing with Katie Roberts for a decision in principle for my client where I needed an exception to standard policy. Katie explained what may be possible and we managed to get the exception approved in around an hour. I was expecting to have to wait until tomorrow, but received confirmation from Pepper and Katie herself via email at 5.10pm. Great service all round.

5
Date of experience: Jan 27, 2026
Michelle Brighten
Product transfer nightmare!

I’ve been with Pepper Money for 8 years now and so far, could not fault them. They were very helpful when I was ill and my income reduced and were very helpful with making sure I got back on track when things got really tough. However, back in August, I requested to switch to fixed rate for 3 years instead of variable. This was accepted, with the rate switching at the end of October. I paid the monthly amount stated every month on time but today got a letter stating my interest rate is changing as per my agreement.When I phoned up customer services, they said they have no record of this. I emailed across the proof and they still say they have no record of this, so it will need to be reviewed by the head office.I was made to feel like I was lying because I was repeatedly told they have no record of this and it would have to be referred. After I insisted that I had phoned them about the product transfer as well, they suddenly found a record of a phone call I made in September, but still stated there is no record of the product transfer request or indeed the acceptance.I have also made a complaint. On the whole, this has tainted my experience of Pepper Money as up until now I have found them to be nothing but helpful and kind, making sure I felt like a valued customer, not just a number on a system.UPDATE (27/01/2026): I had a very helpful phone call from the complaints department and my complaint has been upheld... there was an administrative error on their part. Still a very stressful situation, but I am just grateful that it has now hopefully been resolved.

2
Date of experience: Jan 23, 2026
Mohammad
Underwriter made this experience great.

5
Date of experience: Jan 23, 2026
Daljeet Singh
Absolutely wonderful to work with Pepper Money.

Another one goes to Offer. Brilliant throughout. Brilliant Experienced Underwriters, Brilliant BDM's, Brilliant Team and therefore Brilliant Results.Absolutely wonderful to work with Pepper Money. Keep it UP

5
Date of experience: Jan 23, 2026
Darren Brennan
I recently had a phone call with Pepper…

I recently had a phone call with Pepper money, the representative was very helpful and gave me all the information, was very clear and understanding. great customer service from Senty. Much appreciated.Darren

5
Date of experience: Jan 22, 2026
K Dawson
Residential Interest Only

Excellent communications and progress updates and willing to work with the broker and client to meet objectives.

5
Date of experience: Jan 22, 2026
Fiona
Very efficient service from Pepper…

Very efficient service from Pepper Money as always, great communication, friendly team and always helpful.

5
Date of experience: Jan 22, 2026

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Business Details

  • At Pepper Money we’re redefining lending norms, looking for a reason to offer help, rather than refuse it. So if you’re looking for a mortgage lender with the expertise and the experience to make sensible lending decisions, look no further.

    Discover more about us here: www.pepper.money

  • email TPSupport@pepper.money
  • call 03333701102
  • language https://www.pepper.money

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