Review Time
I had a very disappointing experience with Solidarity HealthShare.
In my experience, I was unable to find doctors who accepted this health share. Several providers I contacted said they had never heard of it. This made it extremely difficult to use the coverage.
Additionally, there is a 60-day waiting period before you can use the coverage after enrollment, and cancellation requires a 30-day advance notice. In practice, this means members may pay for several months without being able to fully use the benefits.
I attempted to cancel my membership in mid-February for a March 1, 2026 termination date, but I was told that was not allowed. As a result, I paid for 14 months and did not receive the value I expected.
Based on my experience, I would strongly encourage others to carefully review all terms and conditions before enrolling.
I had a very disappointing experience with Solidarity HealthShare.In my experience, I was unable to find doctors who accepted this health share. Several providers I contacted said they had never heard of it. This made it extremely difficult to use the coverage.Additionally, there is a 60-day waiting period before you can use the coverage after enrollment, and cancellation requires a 30-day advance notice. In practice, this means members may pay for several months without being able to fully use the benefits.I attempted to cancel my membership in mid-February for a March 1, 2026 termination date, but I was told that was not allowed. As a result, I paid for 14 months and did not receive the value I expected.Based on my experience, I would strongly encourage others to carefully review all terms and conditions before enrolling.
It takes them 2 years to reimburse you for medical costs you pay to your provider. They will never tell you a timeline for when your bill, which has been "approved" by them, will get reimbursed. It is extremely frustrating to work with them. The only plus side is that they do pay for your prescriptions.
This is an unethical, opaque, unaccountable ponzi scheme company. Here is a direct quote from Solidarity in an email exchange : " Solidarity cannot guarantee payment for every submitted need, as sharing depends on the available contributions from Members." It appears they have no P & L requirement and God knows what they do with all their monthly membership fees.
Bills go unpaid until collections agencies start calling. On the day of a heart test I was informed that Solidarity had "broken off" negotiations with my provider and left me with a $5000 payment when I had let Solidarity know of the situation several weeks in advance. I could go on, but it is 2025 and I still have a bill from 2019 that is unpaid by them. RUN - DO NOT JOIN SOLIDARITY.
VERY DISSATISFIED with Solidarity HealthShare! LOOK AT OTHER OPTIONS! Reimbursement to healthcare providers is VERY slow as are reimbursements to myself which I paid out of pocket (Over $15,000), because the hospital threatened to send me to collections. We have some bills that are almost 2 years old and our have not been paid ("Shared") to our physician. Our physician agreed to accept Solidarity as he is a very kind Christian, and I feel bad that he has not been paid for his services. It is no wonder that many physicians and hospitals are not willing to be preferred providers, which limits where one can go for service through Solidarity HealthShare. I spoke with Judy today and she said there is no way to tell when our physician will be paid or when we will be reimbursed. When I signed up for Solidarity HealthShare, the representative said that we were the type of member they were looking for, one that rarely saw the doctor and were very healthy. Unfortunately, I had to go to the emergency room and receive treatment, and this is how their customers are treated. It sounds like a great concept, but they need more members to help pay for the bills but cannot get more members because of the lack of preferred providers and hospitals willing to accept the SLOOOOW payment. We have been members since January 2018 and I would really like to change to another Christian Healthshare plan or a private plan, but Solidarity stated that if I left the plan, the chances of me being reimbursed my $15,000 would be virtually zero. VERY DISSATISFIED!!! I wish I had read the reviews before we signed up with them! :(
We were members of Solidarity for 14 months. The whole time we were with them was painful. They eventually admitted they were suffering from a large backlog.When we left them at the end of 2024 we still had a large number of bills that had been processed, but not shared. We thought that wouldn't be a problem, but we were wrong. They now claim that because we are no longer active, we have to be the lowest priority.We have multiple collection agencies coming after us. We made a very bad decision when we joined them.
They are not sharing healthcare costs in a timely manner as there reps have said repeatedly would happen. I have called 12 to 15 times for one recurring bill with it is now close to 2 years that my sharing expense was first submitted and have now been sent to collections. The rep Andrew told me that they have no time frame when this will be paid yet advised me to not to pay out of my own pocket even though I will now have harrassing collection calls and notices. I also mentioned that there will be increased charges now with late interest charges and asked him who will have to pay for that with no answer given. When I mentioned that it is unaccepatable for Solidarity to not give any timeframe whatsoever he kept reiterating there is no guarantee of when anything will be paid, but I stated that they are misleading people in leading us to believe that this is a viable alternative to regular health insurance, which he said is never implied. Yet this is from Solidarity's website where they do in fact compare it to traditional health insurance: " "CompetitivePricing On average, a Solidarity Membership is 6% more affordable than other healthcare sharing ministries, and over 60% more affordable than a traditional health insurance policy.Rising healthcare costs have inflicted a burden on many families across our country. That's why Solidarity HealthShare offers a refreshingly affordable alternative. With our customizable programs, you have the freedom to choose the Membership that suits your unique needs. Say goodbye to sky-high premiums and hello to budget-friendly options that don't compromise on quality. Call our Membership Development team today .... to learn which program that will work best for you!" To me this is a bait and switch type of fraud.
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Solidarity HealthShare is a non-profit Healthcare Sharing Ministry. We support you and your family by lowering your medical bills, providing a comprehensive team of care professionals to help you navigate the healthcare system, and giving you peace of mind knowing your healthcare dollars are used ethically.
How Health Care Sharing Works
Health care sharing is an alternative to traditional health insurance. It’s simple, affordable, and ethical health care that allows you and your family to get the care you need to stay healthy.
Why Solidarity
Solidarity HealthShare supports you and your family by lowering your medical bills, providing you with a team of care professionals to help you navigate the health care system, and giving you peace of mind knowing your health care dollars are used ethically.
See the Doctors You Want to See
No more checking to see if your favorite doctor is “in-network”. With Solidarity Healthshare, there is no “network” which means you get to see any healthcare provider that you want to see. Even naturopathic and alternative medicine practitioners are eligible for sharing at Solidarity. We know the fastest way to getting healthy is seeing the right doctor for you.
Stay True to Your Conscience
Have you ever been concerned that your health care dollars don’t line up with your values? Solidarity Healthshare conforms to the moral guidelines of the Catholic Church so you never pay for anything that violates your conscience.
Prescriptions
Solidarity HealthShare is the first health sharing ministry to offer comprehensive sharing in prescription medications through our Solidarity ONE program. For Solidarity ONE Members, prescriptions are a fully sharable expense, even for preexisting conditions and maintenance.See more
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