springfinancial.ca

4.7
4.7 Based on 1.5K reviews

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Average Rating

4.7

/
5

1.5K Reviews

5 Star
81%
4 Star
13%
3 Star
1%
2 Star
0%
1 Star
5%

All Reviews

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Review Time

Marlon Mendoza
You said to send a message to the email you gave me, I sent a message but I didn't get a reply from

You said to send a message to the email you gave me, I sent a message but I didn't get a reply from you, do you have any plans to give me my money or not? I said I need that money because I'm going to pay for my house rent. The few years you've used my money aren't enough. Now I'm going to take it and make it hard. Remember, it's not your company's money. If I'm taking it, it's my money. You've taken advantage of it. Now I'm going to take it and make it hard.??!!! I'll repeat that I need my money. It's been with you for a long time. You don't need to tell me. It takes several months. You should be ashamed. It's my money that I'm taking. Okay, I need that money. Maybe we'll understand each other because we only use one language.

1
Date of experience: Mar 01, 2026
Marlon Mendoza
i have a saving loan with this company from 2016 till 2021 im requesting to refund my money today is

i have a saving loan with this company from 2016 till 2021 im requesting to refund my money today is 2026 how many times i msg them they said their just do investigation on it if im eligible. im eligible? what question is that 9 years my money their using my money now their saying under isvestigation after you use my money 9years is not enough> again i want you to return my money im getting my money not your company money

1
Date of experience: Feb 09, 2026
Reza
I applied to Spring Financial only for a loan. I never requested or consented to the “Foundation” pr

I applied to Spring Financial only for a loan. I never requested or consented to the “Foundation” program. Despite this, Spring Financial withdrew $70 bi-weekly from my bank account.

I called support immediately to cancel, yet charges continued. Later I was told I’d receive only $11 back out of hundreds charged. This feels like a subscription trap with poor transparency.

Be very careful — monitor your bank account closely

1
Date of experience: Feb 02, 2026
Iwarm23
Great interaction and positive experience with the support team today.

I had a wonderful conversation and a positive experience with the support team today. I'm grateful to have discovered this foundation that will assist in improving my credit score. This is the encouragement I needed to take action right now. It feels like I've been given hope and a positive perspective. Looking forward to achieving a high credit score soon! Thank you so much to the team.😊🙏🏼👍

5
Date of experience: Jan 06, 2026
Beware of Misleading Reviews and Services

Please take a moment to consider this before trusting the overly positive reviews. I enrolled in a savings program that was supposed to help improve my credit score, which had suffered due to past financial abuse during a serious health crisis. After a year, my credit score showed no improvement despite consistent payments to other creditors. I paid a total of $1,830, yet ended up with only $750 saved. I was promised a loan at a favorable interest rate upon completion of the program, but was instead offered a $1,500 loan, which was far less than I needed. Previously, I had been directed to a lender for a larger amount, for which I'm still paying exorbitant interest rates. To get the $1,500 loan, they wanted to hold my remaining $750 as collateral, with an 18-month term and biweekly payments adding up to an outrageous total of $3,120. This translates to over 100% additional interest disguised as fees and unnecessary insurance premiums. I was informed that the APR on the loan was 31.99%, which is shocking. As a former financial planner, I recognize the predatory nature of this organization, which exploits those in need. They prey on vulnerable individuals, draining their financial resources under the guise of assistance. I strongly advise against trusting this service.

1
Date of experience: Dec 06, 2025
Merlin
Extremely friendly

Incredibly friendly, very informative, and exceptionally helpful. They explained the reasons and processes clearly.

5
Date of experience: Dec 06, 2025
Carlene H.
Grateful for the assistance

Thank you for your help.

5
Date of experience: Dec 06, 2025
Josh Smith
Supportive and friendly staff

Great team members who are eager to listen and assist.

4
Date of experience: Dec 06, 2025
Kaylee Sanders
My experience with the service was fantastic

My experience with the service was outstanding. They helped me understand how to improve my credit score, and I truly appreciate the guidance, especially with the holiday season approaching. Being able to pay off my bills is a huge relief; thank you all!

5
Date of experience: Dec 06, 2025
Connor Cook
Misleading interest rates

They promote a 9.9% interest rate, but after going through the process, I discovered they do not actually provide a loan. They partner with another company that offers a 39.99% interest rate. I decided to cancel.

1
Date of experience: Dec 06, 2025

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