Review Time
I SIGNED UP WITH CREDIT GENIUS & CANCELLED MY SUBSCRIPTION THE SAME DAY, THEN I WAS TOLD I NEED TO PAY £9.95 FOR CANCELLATION FROM A COMPANY CALLED UNSUBBY, THEN UNSUBBY STARTED CHARGING ME £10.95 EVERY MONTH WAS TAKEN OUT OF MY ACCOUNT, THEY CALLED IT A CANCELLATION FEE, I WOULD NEVER RECOMMEND ANYONE TO SIGN UP TO THIS COMPANY.
Working with The Credit Genius has been an highly educational experience. My husband and I learned how to maximize our point redemption using specific cards for specific purchases with Chris’s guidance based on our personal spending. Chris developed a plan for each of us and now 1 year later we are using our points for business class tickets to the Maldives! We couldn’t be happier we decided to work with him. There is a lot to learn and continue learning and chris is a professional, trustworthy, knowledgeable and efficient educator! We are so grateful!!!!
A close friend recommended I work with Chris, and my experience has been incredible!Chris created a customized credit card strategy for me based on my spending habits. I now have several cards for different expenses, it's simple and straightforward to manage, and I earn SO many more points now. It's amazing.Chris also showed me how to more strategically redeem my points (I was doing it all wrong!), and that has been incredibly helpful too. On top of that, Chris is a great guy, and it's been so fun to collaborate with him! Highly recommend.
I recently discovered the Credit Genius app, and it has been nothing short of transformative. This app has not only helped me understand my credit better but has also provided me with actionable strategies to improve it. The impact has been profound, and I’m excited to share my experience.Its a game changer for credit health!Fabian Thompson
Working with Chris has been a game changer not only in regards of luxury travel experiences but being able to build credit in the US despite being a non-resident.Within a few months he helped me to get:• An ITIN• A physical mail address in the US• 5 US Personal Cards with Amex Global Transfer• +700 Fico Score• Chase Personal & Business Checking Accounts• Chase Ink Preferred Card with 50k limitNot only is he ALWAYS available for any questions and gives incredibly reliable advice, he also has an astounding network of bankers that he could refer me to when I traveled to the US to open several accounts.For anyone asking themselves if they should work with him - this has been one of the most valuable business decisions i have made in the past few years.And for anyone asking themselves why you find some 1-star reviews here... Unfortunately there is a UK based company that shares the same name "Credit Genius" but doesn't have anything to do with Chris 😅
Working with Chris has been a great experience. I was looking for someone like him for years - someone who could help non-US citizens master the US credit system. Please ignore all the one-star reviews they are for some UK-based company and not for the consulting services that Chris provides
Chris / The Credit Genius is awesome! I enjoyed the full experience. He mapped out my whole plan for me and looking forward to earning the points and trying all the hacks he taught me. Even a 5th grader can implement his program. :-) I highly reccomned Chris and his thorough knowledge and professionalism. Well worth the price of admission. I hope to see him in person to have geniune Toast!
Very nice experience, I never thought this would be so helpful for me but now I am earning points on all my expenses business and private. Chris helped me to set up all my accounts and is giving me perfect advice for my upcoming travels.
Highly recommend to work with The Credit Genius! Chris helped me to fully optimize and re-structure my Personal & Business Credit Card Setup in the US. All of my Credit Card applications got approved with the detailed implementation plan he mapped out for me. One of the key advantages in working with Chris is his network of Bank Business Relationship Managers in the US to get all applications approved with high limits. We were able to score close to 250k Points in just 2 months and I will save $5000 in interest over the next 12 months due to a smart balance transfer he recommended.In addition, I know exactly now how to redeem my Points & Miles for max value by booking Business & First flights as well as Hotels through the best strategies & search engines.
Chris is a real miles collecting and spending expert. He helped me to develop a strategy for my business expanses as well as my private spending. In 2 Weeks I'll enjoy my first q-suite travel experience from FRA to DPS, thanks to Chris!
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The Credit Genius LLC is a global and U.S. based consulting firm specializing in credit cards, banking, funding solutions, and international residency strategies — with a strong focus on the U.S. market.
We empower entrepreneurs, business owners, and global citizens to unlock the full potential of their personal and business finances. From building U.S. credit as a non-resident to securing funding and maximizing points & miles, we create tailored, actionable strategies that drive real-world results.
Our clients benefit from:
- Customized U.S. credit & banking setups
- Strategic company formations & residency solutions
- Business funding & capital access strategies
- Optimized cash flow & purchasing structures
- Expert guidance to turn spending into premium travel experiences
At the core of The Credit Genius is a powerful network of U.S. bankers — across major institutions like Chase, Bank of America, Amex, and Charles Schwab — uniquely positioned to assist international clients nationwide.
Through a data-driven, analytical approach and proprietary tools, we simplify complex systems and deliver high-impact results for those ready to think and bank globally.See more
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