timefinance.com

4.6
4.6 Based on 40 reviews

Time Finance provides the funding support businesses need to help bring their ambitions to life – whether that’s through innovation, investment or expansion. We support over 11,000 UK business owners each year through Asset Finance, Invoice Finance, Busin...

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Average Rating

4.6

/
5

40 Reviews

5 Star
84%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
9%

All Reviews

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William Egan
We have recently started using Time Finance for our invoice financing. this has been a quick stress

We have recently started using Time Finance for our invoice financing. this has been a quick stress free experience and I'm looking forward to working with these guys going into the future. Paul Rice is their representative who is looking after us and he has gone above and beyond to ensure things run smoothly and on time. He is a credit to their company.

5
Date of experience: Feb 25, 2026
harri buxton
We were recommended Time Finance by another company and have been with them just under a year. Afte

We were recommended Time Finance by another company and have been with them just under a year. After trying other finance companies which were extremely difficult, Time Finance has been a dream. From setting up with them to the day to day working with them. The help, advice and support which we get from them is 5*!

5
Date of experience: Feb 16, 2026
Conrad Morris
Exceptional Invoice Finance Solutions

I highly recommend the company for their invoice finance solutions. We initially entered into a 12-month agreement and requested a CHOCS (Client Handles Own Collections) facility, which allowed us to maintain direct control over our credit collections while benefiting from their funding support.
Having worked with major banks for invoice finance over the past 25 years, switching to this company was a refreshing change. With the big banks, we often felt like just another number. In contrast, this company has taken the time to truly understand our business, challenges, and growth ambitions. Their team has been incredibly supportive from the start, providing personalized guidance and flexible solutions tailored specifically to us.
Three months before our initial contract was set to end, we were approached by several other finance providers offering seemingly better rates. However, the exceptional relationship we've built with our account managers was the deciding factor in choosing to stay. They have been outstanding – always accessible, proactive, and genuinely invested in our success. They go above and beyond to ensure everything runs smoothly, offering advice and support that makes us feel valued as partners, not just clients.
As our turnover continues to grow, having a reliable finance partner we can trust is absolutely crucial. From my experience, they are far superior to the main lenders. To illustrate the difference: after 10 years of loyalty to a major bank, we were told that because our turnover was under £5 million, future queries would be handled by a call center team – whoever answered that day would assist!
This company is the complete opposite – relationship-focused, supportive, and reliable.

5
Date of experience: Jan 05, 2026
Nolan Coleman
Unfair Charges for Contract Termination

The company demands £13,000 for terminating a contract with them. I entered into an agreement for equipment provision, making regular payments. However, upon returning the equipment, they alleged it was incorrect. Consequently, I've been billed for equipment that was never supplied to me throughout the contract duration.

1
Date of experience: Dec 10, 2025
Gorden H.
The company demands £13,000 for contract termination...

The company is asking for £13,000 to end my contract with them. I signed an agreement with a service provider on behalf of another organization for equipment. I've been making monthly payments, but after returning the equipment, they claimed it was incorrect. So, throughout the contract, I've been charged for equipment they never supplied to me?

1
Date of experience: Dec 09, 2025
Perry H.
Fantastic support for our growth

The team has been with us throughout our journey, significantly aiding our growth over the past year. They are consistently helpful and approachable. Their diligence and availability for support have been invaluable. I can't recommend them highly enough! A huge thanks to the team for their assistance!

5
Date of experience: Nov 27, 2025
Kayla Adams
Personalized support makes a difference

Having a dedicated Relationship Manager we can reach out to really helps when we're uncertain. It's a great company to engage with, and they go the extra mile.

5
Date of experience: Nov 27, 2025
Lettice Sanders
Outstanding support from Wayne

Wayne has been exceptional, putting in great effort to ensure everything was completed successfully.

5
Date of experience: Nov 25, 2025
Exceptional assistance from Wayne

Wayne went above and beyond to help us secure the financing we required for our client. I would highly recommend his services and the company as a lender; we will certainly partner with them again.

5
Date of experience: Nov 25, 2025
Lilla Patterson
Invaluable partnership

We have been associated with this service for many years. The representative has always been supportive and available for guidance. They have been crucial in managing our cash flow, which is essential for our expanding business. I would highly recommend them.

5
Date of experience: Nov 25, 2025

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Business Details

  • Time Finance provides the funding support businesses need to help bring their ambitions to life – whether that’s through innovation, investment or expansion. We support over 11,000 UK business owners each year through Asset Finance, Invoice Finance, Business Loans and Multi-Product solutions. Through this experience, we have developed a wealth of knowledge that allows us to help navigate businesses towards their goals. Our flexibility means our customers receive the best financial solution for their business's needs.



    We Provide £175m of funding every year to support our customers’ growth plans. Our funding can help businesses at times when the traditional banks may not be able to help.See more

  • email hello@timefinance.com
  • language https://timefinance.com

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